Motto is a mortgage brokerage franchise designed to simplify the home loan process for borrowers. The brand connects homebuyers with a wide range of lending options from multiple mortgage providers, helping them find competitive rates and…
Total Investment
$56K – $240K
Franchise Fee
$20,000 to $35,000
Royalty Rate
10% Gross Sales
Total Units
291
Franchising Since
N/A
🌻About Motto Franchise
Motto is a mortgage brokerage franchise designed to simplify the home loan process for borrowers.
The brand connects homebuyers with a wide range of lending options from multiple mortgage providers, helping them find competitive rates and terms that fit their financial situation.
Motto mortgage brokers serve as independent loan specialists who guide clients through the complexities of securing a home loan.
💰Motto Franchise Cost & Fees
Minimum Investment
$56K
Average Investment
$148K
Maximum Investment
$240K
Fee Type
Amount
Notes
Initial Franchise Fee
$20,000 to $35,000
One-time payment upon signing
Royalty Fee
10% of gross sales
Ongoing; paid monthly
Total Investment Range
$55,700 – $239,750
Includes build-out, inventory, working capital
The investment range of $56K–$240K reflects variability in build-out costs, store size, lease terms, and market. The ongoing royalty fee is 10% of gross sales.
🏦Financing (Item 10)
Detail
Information
Financing Available
No
Description
Franchisor does not offer financing.
📊Motto Franchise Earnings — Item 19
!
Motto does not make an Item 19 financial performance representation in their FDD. This means they do not disclose revenue, profit, or earnings data for franchised locations. Before investing, ask the franchisor directly for franchisee contact information so you can speak with existing owners about their actual financial performance.
Motto does not include an Item 19 financial performance representation in their FDD. Contact information for current and former franchisees is listed in Item 20 of the FDD.
⚖Motto Litigation & Risk Flags
✓
Clean Litigation RecordMotto has no pending litigation actions listed in their FDD. There is also no bankruptcy history disclosed.
Litigation and bankruptcy data is sourced from Items 3 and 4 of the FDD. Always verify current status directly from the most recent FDD.
📈Motto System Growth
Total Units
291
Franchised
249
Company-Owned
42
Motto currently operates 249 franchised locations and 42 company-owned units. Unit count data is sourced from Item 20 of the FDD.
❓Motto Franchise — FAQ
The total investment to open a Motto franchise ranges from $55,700 to $239,750, per their Franchise Disclosure Document. This includes the initial franchise fee of $20,000 to $35,000. The investment covers build-out, inventory, equipment, signage, working capital, and other startup costs.
Motto charges a royalty fee of 10% of gross sales. These fees are paid on an ongoing basis.
You can download the Motto Franchise Disclosure Document free on this page. The FDD is a public document filed with state franchise registries. Always also request the current FDD directly from Motto to ensure you have the most up-to-date version.
Motto does not provide an Item 19 financial performance representation in their FDD, which means they do not disclose franchisee revenue or earnings data. Prospective investors should contact existing franchisees directly (listed in Item 20 of the FDD) to gather real-world financial performance information.
Motto has been offering franchise opportunities. The FDD shows an investment range of $55,700-$239,750, a 10% royalty, and no Item 19 earnings disclosure. There is no pending litigation. Review the full FDD and contact current franchisees listed in Item 20 before making any investment decision.
The franchise fee is $20,000 to $35,000 and the total investment ranges from $55,700 to $239,750 depending on location size and market. Contact the franchisor directly for current net worth and liquid capital requirements, territory availability, and application details.
Get free info on this franchise. We will send you a detailed FDD report by email.
Data Source & Disclaimer: This website is for informational purposes only. It is not an offer to sell or buy a franchise. This profile is based on publicly available FDD data sourced from state franchise registry filings. All information is for research purposes only and does not constitute legal, financial, or investment advice. Data may be outdated or contain errors. Always obtain the current FDD directly from Motto and consult a qualified franchise attorney before making any investment decision. FranchiseOverview.com is operated by Franchising Compliance, LLC and is not affiliated with Motto or any of its subsidiaries. To report an inaccuracy: info@franchiseoverview.com
Motto
Total Investment
$56K – $240K
💰 Costs & Fees
Franchise Fee$20,000 to $35,000
Royalty10%
FinancingNot Available
🏢 System Overview
Total Units291
Earnings Claim (Item 19)No
📄 Contract Terms
⚖️ Legal & Risk
Pending LitigationClean
Bankruptcy HistoryNone
Download the Full Motto FDD
2024 · Public Registry Document
Free · No paywall · Instant FDD report
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