About Taco 105 Franchise
Taco 105 is a Mexican restaurant franchise bringing authentic, bold flavors to the fast casual dining space.
The brand focuses on tacos, burritos, and other traditional Mexican dishes prepared with fresh ingredients and recipes that celebrate genuine Mexican cuisine rather than the Americanized versions found at many chains.
The brand began franchising in 2025, offering early franchise partners the chance to help shape a growing concept.
Taco 105 Franchise Cost & Fees
Minimum Investment
$204K
Average Investment
$319K
Maximum Investment
$435K
| Fee Type | Amount | Notes |
|---|---|---|
| Initial Franchise Fee | $40,000 | One-time payment upon signing |
| Royalty Fee | 5% of your gross sales of gross sales | Ongoing; paid monthly |
| Marketing/Ad Fund | 1% of your gross sales (Marketing Fund Contribution) | National brand fund |
| Total Investment Range | $203,750 – $434,500 | Includes build-out, inventory, working capital |
The investment range of $204K–$435K reflects variability in build-out costs, store size, lease terms, and market. The combined royalty (5% of your gross sales) and marketing fee (1% of your gross sales (Marketing Fund Contribution)) are ongoing costs paid as a percentage of gross sales.
Investment Breakdown (Item 7)
| Item | Low | High |
|---|---|---|
| Initial franchise fee (see Note 1) | $40,000 | $40,000 |
| Rent and Lease Security Deposit (see Note 2) | $4,000 | $18,000 |
| Utilities (see Note 3) | $250 | $1,000 |
| Leasehold Improvements (see Note 4) | $40,000 | $150,000 |
| Market Introduction Program (see Note 5) | $5,000 | $10,000 |
| Furniture, Fixtures, and Equipment (see Note 6) | $40,000 | $60,000 |
| Computer Systems (see Note 7) | $2,500 | $3,500 |
| Insurance (see Note 8) | $1,000 | $5,000 |
| Signage (see Note 9) | $5,000 | $8,000 |
| Office Expenses (see Note 10) | $500 | $1,000 |
| Inventory (see Note 11) | $7,500 | $15,000 |
| Licenses and Permits (see Note 12) | $1,500 | $10,000 |
| Professional Fees (lawyer, accountant, etc.) (see Note 13) | $2,500 | $5,000 |
| Travel, lodging and meals for initial training (see Note 14) | $4,000 | $8,000 |
| Additional funds (for first 3 months) (see Note 15) | $50,000 | $100,000 |
Additional Fees (Item 6)
| Fee Type | Amount |
|---|---|
| Transfer Fee | $10,000 plus any broker fees and other out-of-pocket costs we incur |
| Technology Fee | $100 to $150 Monthly (Software subscription) |
| Audit Fee | Our actual cost (Payable only if (1) we audit you because you have failed to submit required reports or other non-compliance, or (2) the audit concludes that you under-reported gross sales by more than 3% for any 4-week period.) |
| Market Cooperative Contribution | As determined by co-op. Currently, none. Maximum 5% of gross sales, not less than 1% of gross sales if owned by us or affiliates have majority vote, maximum 3% of gross sales. |
| Local Marketing/Required Spending | 2% of your gross sales Monthly |
| Replacement / Additional Training fee | Currently, $500 per day |
| Third party vendors | Pass-through of costs, plus reasonable administrative charge. Currently, none. Varies. |
| Non-compliance fee | $500 (initial), then $250 per week |
| Reimbursement | Amount that we spend on your behalf, plus 10% |
| Late fee | $100 plus interest on the unpaid amount at a rate equal to 18% per year (or, if such payment exceeds the maximum allowed by law, then interest at the highest rate allowed by law) |
| Insufficient funds fee | $30 (or, if such amount exceeds the maximum allowed by law, then the maximum allowed by law) |
| Costs of collection | Our actual costs |
| Special support fee | Our then-current fee, plus our expenses. Currently, $500 per day. |
| Customer complaint resolution | Our expenses |
| Special inspection fee | Currently $500, plus our out-of-pocket costs |
| Non-compliance cure costs and fee | Our out-of-pocket costs and internal cost allocation, plus 10% |
| Liquidated damages | An amount equal to royalty fees and marketing fund contributions for the lesser of (i) 2 years or (ii) the remaining weeks of the franchise term. |
| Indemnity | Our costs and losses from any legal action related to the operation of your franchise |
| Prevailing party’s legal costs | Our attorney fees, court costs, and other expenses of a legal proceeding, if we are the prevailing party |
Training Program (Item 11)
| Detail | Information |
|---|---|
| Total Duration | 60 hours classroom, 34 hours on-the-job |
| Classroom Training | 60 |
| On-the-Job Training | 34 |
| Training Location | Our Location, Mattituck, NY, Your Location or Virtual |
| Additional Training | If you send a manager or other employee to our training program after you open, we will charge our then-current training fee (currently $500 per day). Otherwise, we do not currently require additional training programs or refresher courses, but we have the right to do so. |
Territory Rights (Item 12)
| Detail | Information |
|---|---|
| Territory Type | Exclusive |
| Exclusive Territory | Yes |
| Territory Size | approximately 50,000-100,000 people or a 3-mile radius option from the location for any suburban or rural locations. |
| Description | Your franchise is for a specific location. If the specific location is not known at the time you sign a franchise agreement, then your location is subject to our approval. Your territory will usually be specified as a radius around your location; however, we may use other boundaries (such as county lines or other political boundaries, streets, geographical features, or trade area). |
Renewal, Termination & Transfer (Item 17)
| Detail | Information |
|---|---|
| Initial Term | 10 years from date of franchise agreement. |
| Renewal Term | up to 2 additional 5-year terms. |
| Renewal Conditions | Franchisee notifies Taco 105 Franchise of election to renew between 90 and 180 days prior to term end; Franchisee (and affiliates) are in compliance with all agreements; Franchisee makes or agrees to make renovations/changes to conform to then-current System Standards; Franchisee and Owners execute Taco 105 Franchise’s then-current standard form of franchise agreement and related documents (including personal guaranty), which may be materially different than this form (including higher/different fees); Franchisee and each Owner execute a general release. |
| Transfer Fee | $10,000 plus any broker fees and other out-of-pocket costs we incur |
| Transfer Conditions | Pay transfer fee; buyer meets our standards; buyer is not a competitor of ours; buyer and its owners sign our then-current franchise agreement and related documents (including personal guaranty); you’ve made all payments to us and are in compliance with all contractual requirements; buyer completes training program; you sign a general release; business complies with then-current system specifications (including remodel, if applicable). |
| Termination for Cause | Non-payment (10 days to cure); violate franchise agreement (30 days to cure); dangerous operation (48 hours to cure); misrepresentation; false reports; bankruptcy; failure to open; loss of location; material violation of compliance with laws, confidentiality, non-compete, or transfer; abandonment; slander/libel; refusal to cooperate with audit/inspection; significant danger to health/safety (48 hours to cure); two or more defaults in 12 months; cross-termination; felony charge/conviction; acts materially affecting brand. |
| Non-Compete Period | During the term of the franchise: unlimited. After termination/expiration: two years. |
| Non-Compete Details | During the term, neither you, any owner, nor any spouse of an owner may have ownership interest in, lend money, provide financial assistance or services to, or be employed by, any competitor. For two years after termination/expiration, the same restrictions apply within five miles of your former territory or the territory of any other Taco 105 business operating on the date of termination. |
Operations & Supply (Items 8 & 15)
| Detail | Information |
|---|---|
| Owner-Operator Required | No |
| Participation Details | You are not required to participate personally in the direct operation of your business. However, we recommend that you participate. You must designate one person as your “Principal Executive” who owns at least 10% of the business and completes initial and future training programs. The Principal Executive must make reasonable efforts to attend all required in-person and remote meetings. The business must be under the on-site supervision of the Principal Executive or a general manager who has completed our training program. |
| Required Suppliers | Franchisee must purchase or lease all goods, services, supplies, fixtures, equipment, inventory, computer hardware and software, real estate, or comparable items related to establishing or operating the business either from us or our designee, or from suppliers approved by us, or according to our specifications. We provide a list of then-current Approved Products, Approved Vendors/Suppliers and Approved Services. |
| Supply Restrictions | We have the right to require you to purchase or lease items from the franchisor or a limited group of suppliers the franchisor designates. These items may be more expensive than similar items you could buy on your own. We reserve the right to be a supplier (or the sole supplier) of a good or service in the future. If you want to use an alternative supplier, you must request written approval, which we may grant or revoke based on criteria such as capacity, quality, financial stability, reputation, reliability, inspections, product testing, and performance reviews. We issue specifications and standards for applicable aspects of the franchise and may modify them at any time. |
| Franchisor Revenue from Suppliers | We currently do not derive revenue from the required purchases and leases by franchisees. However, the franchise agreement does not prohibit us from doing so. |
Taco 105 Franchise Earnings — Item 19
Average Revenue
$271K
Sample Size
1 units
Past financial performance does not guarantee future results. Individual results will vary.
Taco 105 Litigation & Risk Flags
Clean Litigation RecordTaco 105 has no pending litigation actions listed in their FDD. There is also no bankruptcy history disclosed.
Litigation and bankruptcy data is sourced from Items 3 and 4 of the FDD. Always verify current status directly from the most recent FDD.
Taco 105 System Growth
Total Units
1
Franchised
0
Company-Owned
1
Taco 105 currently operates 0 franchised locations and 1 company-owned units. Unit count data is sourced from Item 20 of the FDD.
Unit History (Item 20)
| Year | Opened | Closed | Total |
|---|---|---|---|
| 2022 | 0 | 0 | 0 |
| 2023 | 1 | 0 | 1 |
| 2024 | 0 | 0 | 1 |
Transfers: 0 | Closures: 0
State Registrations
Registered in 14 states: CA, HI, IL, IN, MD, MI, MN, NY, ND, RI, SD, VA, WA, WI
Franchisor Financials (Item 21)
Total Assets
$1K
Audited by NAPER CPA GROUP for year ending December 31.
Taco 105 Franchise — FAQ
The total investment to open a Taco 105 franchise ranges from $203,750 to $434,500, per their Franchise Disclosure Document. This includes the initial franchise fee of $40,000. The investment covers build-out, inventory, equipment, signage, working capital, and other startup costs.
Taco 105 charges a royalty fee of 5% of your gross sales of gross sales, plus a 1% of your gross sales (Marketing Fund Contribution) contribution to the marketing/advertising fund. These fees are paid on an ongoing basis.
You can download the Taco 105 Franchise Disclosure Document free on this page. The FDD is a public document filed with state franchise registries. Always also request the current FDD directly from Taco 105 to ensure you have the most up-to-date version.
According to the Item 19 financial performance representation in their FDD, Taco 105 franchise owners report average revenue of $271K. This is based on a sample of 1 units. Past performance does not guarantee future results.
Taco 105 has been franchising since 2025. The FDD shows an investment range of $203,750-$434,500, a 5% of your gross sales royalty, and includes an Item 19 earnings disclosure. There is no pending litigation. Review the full FDD and contact current franchisees listed in Item 20 before making any investment decision.
The franchise fee is $40,000 and the total investment ranges from $203,750 to $434,500 depending on location size and market. Contact the franchisor directly for current net worth and liquid capital requirements, territory availability, and application details.
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Data Source & Disclaimer: This website is for informational purposes only. It is not an offer to sell or buy a franchise. This profile is based on publicly available FDD data sourced from state franchise registry filings. All information is for research purposes only and does not constitute legal, financial, or investment advice. Data may be outdated or contain errors. Always obtain the current FDD directly from Taco 105 and consult a qualified franchise attorney before making any investment decision. FranchiseOverview.com is operated by Franchising Compliance, LLC and is not affiliated with Taco 105 or any of its subsidiaries. To report an inaccuracy: info@franchiseoverview.com