HomeBrowse FranchisesFood & BeverageThe Peach Cobbler Factory
Food & Beverage✓ Verified FDDFDD 2026🏆 #50 Fastest Growing Franchises 2026

The Peach Cobbler Factory Franchise

The Peach Cobbler Factory is a specialty dessert restaurant franchise serving cobblers, ice cream, shakes, cinnamon rolls, banana puddings, sweet peach tea, and other sweet and savory menu items. Franchising since 2021, the brand occupies…

Total Investment
$158K$457K
Franchise Fee
$34,950
Royalty Rate
6% of Gross Sales Gross Sales
Total Units
87
Franchising Since
2021

🌻About The Peach Cobbler Factory Franchise

The Peach Cobbler Factory is a specialty dessert restaurant franchise serving cobblers, ice cream, shakes, cinnamon rolls, banana puddings, sweet peach tea, and other sweet and savory menu items.

Franchising since 2021, the brand occupies a unique niche in the dessert franchise space with a menu centered around Southern inspired comfort desserts.

The initial franchise fee is $34,950.

💰The Peach Cobbler Factory Franchise Cost & Fees

Minimum Investment
$158K
Average Investment
$308K
Maximum Investment
$457K
Fee TypeAmountNotes
Initial Franchise Fee$34,950One-time payment upon signing
Royalty Fee6% of Gross Sales of gross salesOngoing; paid monthly
Marketing/Ad Fund2% of Gross Sales (National Marketing Fund) + 2% of Gross Sales (Local Marketing)National brand fund
Total Investment Range$158,444$457,274Includes build-out, inventory, working capital

The investment range of $158K–$457K reflects variability in build-out costs, store size, lease terms, and market. The combined royalty (6% of Gross Sales) and marketing fee (2% of Gross Sales (National Marketing Fund) + 2% of Gross Sales (Local Marketing)) are ongoing costs paid as a percentage of gross sales.

📋Investment Breakdown (Item 7)

ItemLowHigh
Initial Franchise Fee (Note 1)$34,950$34,950
Rent (Note 2)$7,500$25,000
Design and Architect Fees$2,500$10,000
Leasehold Improvements, Contractor, Construction Costs (Note 3)$50,000$225,000
Site Survey$3,500$3,500
Grand Opening Advertising Program (Note 4)$7,500$10,000
Furniture Fixtures and Equipment (Note 5)$30,000$100,000
Utility, Phone and Internet Deposits$500$3,000
Opening Inventory and Supplies (Note 6)$5,000$8,000
Professional Fees (Note 7)$500$2,500
Signage (Note 8)$4,000$15,000
Insurance (Note 9)$900$1,800
Business Licenses and Permits (Note 10)$500$1,500
Travel, Lodging and Meals for Initial Training (Note 11)$1,500$2,000
Computer Equipment and Proprietary Software (Note 12)$2,094$3,524
Additional Funds (3 months) (Note 13)$7,500$15,000

💵Additional Fees (Item 6)

Fee TypeAmount
Transfer Fee$5,000 if to third party; $2,500 if to existing franchisee; $0 if to wholly-owned Corporate Entity
Renewal Fee$5,000
Technology Fee$129 per month (PCF App Ordering Fee)
Audit FeeCost of audit (if underreporting of 2% or greater)
Interest18% per annum from due date
Quality Assurance Inspection FeeUp to $250 per inspection
Late FeeThe greater of: (i) 5% of the amount due or (ii) $100
CollectionsActual fees, costs, and expenses
Insufficient Funds Fee$100 or maximum fee allowed by law
Supplier Review FeeActual fees, costs, and expenses incurred by us
Management Service FeeOur expenses plus 10% of Gross Sales
Relocation Fee25% of the then-current initial franchise fee
Initial Training Fee$1,000 per person trained (after first two trainees)
Additional Training Fees$500 per day (two day minimum) plus travel and living expenses
Refurbishment Fee10% of the cost to refurbish the premises
Conference FeeUp to $1,000 per person
Liquidated DamagesAverage Royalty Fees and National Marketing Fund Contributions for last 12 months (or shorter period) multiplied by 36 or remaining months in term, whichever is less
IndemnificationWill vary
Insurance ReimbursementOur costs plus a 10% administrative fee
Non-Compliance Fees$100 per day of non-compliance, plus our costs and expenses
System ModificationsVaries

🎓Training Program (Item 11)

DetailInformation
Total Durationapproximately two and a half to three days
Classroom Training15
On-the-Job Training15
Training LocationFt. Lauderdale, FL, virtually or another location we designate
Additional TrainingWe will conduct additional or refresher training upon request as we deem necessary and as may be available. We may increase this fee in our discretion upon notice to you. We can charge a training fee: (a) for newly hired managers and senior-level personnel; (b) if we require remedial training as a result of your failure to comply with our brand standards; (c) for re-training persons who are repeating a training program, or their substitutes; and (d) for training programs that we make optional for franchisees. If we conduct on-site training, you must also pay the travel, meals, and lodging expenses for our trainer(s). We recommend and may require that you attend additional training at least three days per year.

📍Territory Rights (Item 12)

DetailInformation
Territory TypeDesignated Territory
Exclusive TerritoryYes
Territory SizeThe typical Designated Territory will be a one-mile radius around your Approved Location in a suburban or rural setting and may be a smaller radius in an urban or downtown location in our sole discretion.
DescriptionOnce you identify a site that we approve for your Approved Location, we will designate an area around your site as your Designated Territory which will be based on the particular geographic area surrounding your Approved Location and determined by us, in our sole discretion, using the mapping service, program and/or software selected by us.

📄Renewal, Termination & Transfer (Item 17)

DetailInformation
Initial Term10 years
Renewal Termone additional 10-year terms
Renewal Fee$5,000
Renewal ConditionsTo renew your Franchise Agreement, you must be in compliance with the terms of your Franchise Agreement, provide us with not less than 90 days but not more than 180 days prior written notice of your request to renew, sign our then current form of Franchise Agreement and related agreements for the renewal term, sign a general release in our favor, pay our current renewal fee, and meet all other renewal requirements contained in the Franchise Agreement. Your Owners must be in compliance with their agreements with us, including the Owner’s Guaranty, and each Owner must personally guarantee the terms of your then-current franchise agreement signed at renewal which may contain terms materially different from your Franchise Agreement.
Transfer Fee$5,000 if transfer is to a third party; $2,500 if transfer is to an existing franchisee; $0 if transfer is to a wholly-owned Corporate Entity for convenience
Transfer ConditionsFor approval of your transfer of the Franchise Agreement, you must provide us with 30 days prior written notice of the proposed transfer; you and your Owners must not have defaulted in your obligations under the Franchise Agreement and all other agreements with us; you and your Owners must be in compliance with your obligations under the Franchise Agreement and all other agreements with us; the transferee must agree to be bound by all of the terms and provisions of the Franchise Agreement; the transferee’s owners must personally guarantee all of the terms and provisions of the Franchise Agreement; you and your Owners must sign a general release in favor of us; the assets of the Franchised Business must be transferred to the transferee in a form that is approved by us; the transferee and the transferee’s owners and managers, at the transferee’s expense must complete our initial training programs and be fully licensed and certified in a manner that we require; we must waive our right of first refusal; and we approve of the transfer and transferee in writing and subject to our discretion; and you pay the then-current transfer fee.
Termination for CauseWe can terminate upon certain violations of the Franchise Agreement. Under the Multi-Unit Development Agreement, termination may occur if the developer fails to meet the development schedule or defaults on any franchise agreement under the Multi-Unit Development Agreement. You will have 10 to 30 days to cure defaults set forth in Section 16.3 of the Franchise Agreement including failing to make any payments to us. We may terminate your Multi-Unit Development Agreement for cause if you fail to meet the Development Schedule or other enumerated reasons set forth in Section 3.2. Termination of the Franchise Agreement is automatic upon certain conditions set forth in the Franchise Agreement Section 16.1 including if the Franchisee is insolvent; unable to pay debts to the point of insolvency; filing a petition in bankruptcy and other material terminable offenses. You will be terminated upon notice for certain conditions set forth in the Franchise Agreement Section 16.2 including if you commit three defaults of the same manner within 12 months; you violate state or federal law in the operation of your Franchised Business, and you intentionally misrepresent or omit information during the sales process.
Non-Compete Period24 months
Non-Compete DetailsNo involvement, ownership or interest whatsoever for 24 months in any competing business in: your Designated Territory; a 50-mile radius around your Designated Territory; a 25-mile radius of any other The Peach Cobbler Factory business; and you must comply with confidentiality, non-disclosure and non-solicitation covenants.

Operations & Supply (Items 8 & 15)

DetailInformation
Owner-Operator RequiredYes
Participation DetailsYour Managing Owner must complete, to our satisfaction, our initial training program and be approved by us before you open. Your Managing Owner must possess, maintain and own not less than 25% of the equity and ownership interests in the partnership or Corporate Entity. While we recommend that your Managing Owner personally participate in the day-to-day management and on-site supervision and operations of your Franchised Business, you may hire a manager (“Operations Manager”) to supervise and manage the day-to-day on-site operations of your Franchised Business provided that your Operations Manager: (a) meets all of our minimum standards and criteria for managers; (b) completes our initial training program; and (c) signs our Nondisclosure, Non-Competition and Confidentiality Agreement. At all times, your Franchised Business must be managed and supervised on-site by either a Managing Owner or Operations Manager. If you own and operate multiple The Peach Cobbler Factory units, then each Approved Location must be managed and supervised on-site by an Operations Manager. Your Operations Manager is not required to possess an equity interest in the Franchised Business.
Required SuppliersYou may only offer and sell the Approved Services and Products at your Franchised Business. You may only use the products, supplies, equipment, technology systems, POS system, security system, sound system, music, décor items, and uniforms that we authorize and designate in writing either through a System-wide notice or in our Operations Manual. We may designate us and/or our affiliates as an Approved Supplier and/or as an exclusive supplier of source restricted products including equipment, retail items, inventory, equipment, apparel, supplies, uniforms, marketing materials, sound system, music system, security system, POS system, signage, décor, and branded items.
Supply RestrictionsWe require that you purchase or lease certain source-restricted products for the development and operation of your Franchised Business. Source-restricted products are those that must meet our specifications and/or that must be purchased from an approved or designated supplier that may include us or our affiliates (each, an “Approved Supplier”). We may designate an Approved Supplier, including us or our affiliates, as the exclusive supplier for Approved Services and Products in the System.
Franchisor Revenue from SuppliersWe and/or our affiliates receive rebates, payments and other material benefits from suppliers based on your purchases, and we reserve the right to institute and expand our rebate programs in the future. We do not provide our franchisees with any material benefits based on a franchisee’s purchase of particular products or use of particular suppliers. In the fiscal year ended December 31, 2024, derived $211,467 in rebates which is 5.4% of our total revenue of $3,909,601. We have negotiated and received incentives with certain designated vendors on a percentage basis of 0% to 10% of all franchise purchases and one designated supplier pays us on a flat fee basis of $0.75 per case delivered of certain food products to our franchisees. We have no obligation to pass along these incentives to franchisees.

🏦Financing (Item 10)

DetailInformation
Financing AvailableNo
DescriptionWe do not offer direct or indirect financing. We do not guarantee your note, lease or other obligation.

📊The Peach Cobbler Factory Franchise Earnings — Item 19

!
The Peach Cobbler Factory does not make an Item 19 financial performance representation in their FDD. This means they do not disclose revenue, profit, or earnings data for franchised locations. Before investing, ask the franchisor directly for franchisee contact information so you can speak with existing owners about their actual financial performance.

The Peach Cobbler Factory does not include an Item 19 financial performance representation in their FDD. Contact information for current and former franchisees is listed in Item 20 of the FDD.

The Peach Cobbler Factory Litigation & Risk Flags

Clean Litigation RecordThe Peach Cobbler Factory has no pending litigation actions listed in their FDD. There is also no bankruptcy history disclosed.

Litigation and bankruptcy data is sourced from Items 3 and 4 of the FDD. Always verify current status directly from the most recent FDD.

📈The Peach Cobbler Factory System Growth

Total Units
87
Franchised
86
Company-Owned
1

The Peach Cobbler Factory currently operates 86 franchised locations and 1 company-owned units. Unit count data is sourced from Item 20 of the FDD.

📅Unit History (Item 20)

YearOpenedClosedTotal
202226026
202339065
202428786

Transfers: 2 | Closures: 7

🇧State Registrations

Registered in 14 states: CA, HI, IL, IN, MD, MI, MN, NY, ND, RI, SD, VA, WA, WI

💲Franchisor Financials (Item 21)

Revenue
$3.9M
Net Income
$1.6M
Total Assets
$1.4M

Audited by Allen & Associates, PLLC for year ending December 31.

The Peach Cobbler Factory Franchise — FAQ

The total investment to open a The Peach Cobbler Factory franchise ranges from $158,444 to $457,274, per their Franchise Disclosure Document. This includes the initial franchise fee of $34,950. The investment covers build-out, inventory, equipment, signage, working capital, and other startup costs.
The Peach Cobbler Factory charges a royalty fee of 6% of Gross Sales of gross sales, plus a 2% of Gross Sales (National Marketing Fund) + 2% of Gross Sales (Local Marketing) contribution to the marketing/advertising fund. These fees are paid on an ongoing basis.
You can download the The Peach Cobbler Factory Franchise Disclosure Document free on this page. The FDD is a public document filed with state franchise registries. Always also request the current FDD directly from The Peach Cobbler Factory to ensure you have the most up-to-date version.
The Peach Cobbler Factory does not provide an Item 19 financial performance representation in their FDD, which means they do not disclose franchisee revenue or earnings data. Prospective investors should contact existing franchisees directly (listed in Item 20 of the FDD) to gather real-world financial performance information.
The Peach Cobbler Factory has been franchising since 2021. The FDD shows an investment range of $158,444-$457,274, a 6% of Gross Sales royalty, and includes an Item 19 earnings disclosure. There is no pending litigation. Review the full FDD and contact current franchisees listed in Item 20 before making any investment decision.
The franchise fee is $34,950 and the total investment ranges from $158,444 to $457,274 depending on location size and market. Contact the franchisor directly for current net worth and liquid capital requirements, territory availability, and application details.

Interested in The Peach Cobbler Factory?

Get free info on this franchise. We will send you a detailed FDD report by email.

Data Source & Disclaimer: This website is for informational purposes only. It is not an offer to sell or buy a franchise. This profile is based on publicly available FDD data sourced from state franchise registry filings. All information is for research purposes only and does not constitute legal, financial, or investment advice. Data may be outdated or contain errors. Always obtain the current FDD directly from The Peach Cobbler Factory and consult a qualified franchise attorney before making any investment decision. FranchiseOverview.com is operated by Franchising Compliance, LLC and is not affiliated with The Peach Cobbler Factory or any of its subsidiaries. To report an inaccuracy: info@franchiseoverview.com
The Peach Cobbler Factory
Total Investment
$158K$457K
💰 Costs & Fees
Franchise Fee$34,950
Royalty6% of Gross Sales
Marketing Fee2% of Gross Sales (National Marketing Fund) + 2% of Gross Sales (Local Marketing)
FinancingNot Available
🏢 System Overview
Total Units87
Franchising Since2021
Earnings Claim (Item 19)Yes
📄 Contract Terms
Initial Term10 years
Renewal Termone additional 10-year terms
TerritoryDesignated Territory
Owner-OperatorRequired
⚖️ Legal & Risk
Pending LitigationClean
Bankruptcy HistoryNone
Download the Full The Peach Cobbler Factory FDD
2024 · Public Registry Document
Free · No paywall · Instant FDD report

Are you the franchisor?

Claim this profile to update your information or manage your listing.