United Check Cashing is a financial services franchise offering check cashing, money orders, bill payment, and related services to consumers who may be underserved by traditional banking institutions. The brand operates under United…
Total Investment
$226K – $297K
Franchise Fee
$30,000
Royalty Rate
0.2% + 5% Gross Sales
Total Units
N/A
Franchising Since
N/A
🌻About United Check Cashing Franchise
United Check Cashing is a financial services franchise offering check cashing, money orders, bill payment, and related services to consumers who may be underserved by traditional banking institutions.
The brand operates under United Financial Services Group, Inc., incorporated in Pennsylvania.
The franchise fee is $30,000, with a combined royalty structure of 0.2% plus 5% of gross revenue.
💰United Check Cashing Franchise Cost & Fees
Minimum Investment
$226K
Average Investment
$262K
Maximum Investment
$297K
Fee Type
Amount
Notes
Initial Franchise Fee
$30,000
One-time payment upon signing
Royalty Fee
0.2% + 5% of gross sales
Ongoing; paid monthly
Total Investment Range
$226,000 – $297,000
Includes build-out, inventory, working capital
The investment range of $226K–$297K reflects variability in build-out costs, store size, lease terms, and market. The ongoing royalty fee is 0.2% + 5% of gross sales.
📋Investment Breakdown (Item 7)
Item
Low
High
Initial Franchise Fee
$30,000
$30,000
Lease Deposit
$1,500
$7,000
Grand Opening Advertising
$3,000
$3,000
Construction, Leasehold Improvements
$50,000
$65,000
Architect Plans, Equipment, Furnishings, Fixtures, Supplies, POS System, Computer Setup and Networking, and Signs
$75,000
$80,000
Licenses, Prepaid Insurance, and Professional Services
United Check Cashing does not make an Item 19 financial performance representation in their FDD. This means they do not disclose revenue, profit, or earnings data for franchised locations. Before investing, ask the franchisor directly for franchisee contact information so you can speak with existing owners about their actual financial performance.
United Check Cashing does not include an Item 19 financial performance representation in their FDD. Contact information for current and former franchisees is listed in Item 20 of the FDD.
⚖United Check Cashing Litigation & Risk Flags
✓
Clean Litigation RecordUnited Check Cashing has no pending litigation actions listed in their FDD. There is also no bankruptcy history disclosed.
Litigation and bankruptcy data is sourced from Items 3 and 4 of the FDD. Always verify current status directly from the most recent FDD.
📈United Check Cashing System Growth
Total Units
0
Franchised
0
Company-Owned
0
United Check Cashing currently operates 0 franchised locations and 0 company-owned units. Unit count data is sourced from Item 20 of the FDD.
❓United Check Cashing Franchise — FAQ
The total investment to open a United Check Cashing franchise ranges from $226,000 to $297,000, per their Franchise Disclosure Document. This includes the initial franchise fee of $30,000. The investment covers build-out, inventory, equipment, signage, working capital, and other startup costs.
United Check Cashing charges a royalty fee of 0.2% + 5% of gross sales. These fees are paid on an ongoing basis.
You can download the United Check Cashing Franchise Disclosure Document free on this page. The FDD is a public document filed with state franchise registries. Always also request the current FDD directly from United Check Cashing to ensure you have the most up-to-date version.
United Check Cashing does not provide an Item 19 financial performance representation in their FDD, which means they do not disclose franchisee revenue or earnings data. Prospective investors should contact existing franchisees directly (listed in Item 20 of the FDD) to gather real-world financial performance information.
United Check Cashing has been offering franchise opportunities. The FDD shows an investment range of $226,000-$297,000, a 0.2% + 5% royalty, and no Item 19 earnings disclosure. There is no pending litigation. Review the full FDD and contact current franchisees listed in Item 20 before making any investment decision.
The franchise fee is $30,000 and the total investment ranges from $226,000 to $297,000 depending on location size and market. Contact the franchisor directly for current net worth and liquid capital requirements, territory availability, and application details.
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Data Source & Disclaimer: This website is for informational purposes only. It is not an offer to sell or buy a franchise. This profile is based on publicly available FDD data sourced from state franchise registry filings. All information is for research purposes only and does not constitute legal, financial, or investment advice. Data may be outdated or contain errors. Always obtain the current FDD directly from United Check Cashing and consult a qualified franchise attorney before making any investment decision. FranchiseOverview.com is operated by Franchising Compliance, LLC and is not affiliated with United Check Cashing or any of its subsidiaries. To report an inaccuracy: info@franchiseoverview.com
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United Check Cashing
Total Investment
$226K – $297K
💰 Costs & Fees
Franchise Fee$30,000
Royalty0.2% + 5%
FinancingNot Available
🏢 System Overview
Total UnitsN/A
Earnings Claim (Item 19)No
📄 Contract Terms
⚖️ Legal & Risk
Pending LitigationClean
Bankruptcy HistoryNone
Download the Full United Check Cashing FDD
2024 · Public Registry Document
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